Calculator · SGA
SGA check.
Is your client earning above the Substantial Gainful Activity threshold? Enter gross monthly earnings for a year-appropriate answer.
2026 SGA limits: $1,690 non-blind · $2,830 blind
Enter monthly earnings above
20 CFR §404.1571–404.1576 — Substantial Gainful Activity
SSA evaluates whether monthly earnings exceed Substantial Gainful Activity. The 2026 thresholds are $1,690 (non-blind) and $2,830 (blind). Earnings above SGA bar SSDI eligibility regardless of medical findings; below SGA, the medical evaluation proceeds. The Trial Work Period rules under §404.1592 may apply during the first nine months of work above the TWP threshold.
The voice agent runs this calculation on every call — adjusted for the claimant’s hearing office and three-year SSDI directional trend.
Quarters of coverage to insured-status expiration.
25%-of-back-pay statutory cap with annual ceiling.
60-day reconsideration / hearing / AC clocks.
Age × education × past-relevant-work matrix.
300+ listed conditions for expedited approval.