Calculator · DLI
Date last insured.
Estimate the DLI window from last-worked date and surface how much runway remains to establish disability onset.
Last date at or above SGA. For exact DLI, check the SSA earnings record.
Enter last work date above
20 CFR §404.130 — Insured status (quarters of coverage)
SSDI requires both medical disability AND insured status under Title II. Insured status is established by accumulating quarters of coverage and is preserved through the Date Last Insured. After DLI, the claimant must prove disability onset before that date — a materially higher evidentiary bar. This estimator approximates DLI from the last work date; verify against the SSA earnings record (SEQY/DEQY) for production decisions.
The voice agent runs this calculation on every call — adjusted for the claimant’s hearing office and three-year SSDI directional trend.
Monthly earnings vs $1,690 / $2,830 SGA limits.
25%-of-back-pay statutory cap with annual ceiling.
60-day reconsideration / hearing / AC clocks.
Age × education × past-relevant-work matrix.
300+ listed conditions for expedited approval.